Car Finance Solutions for Every Driver

Searching for the right car finance? We’ll get the wheels in motion  for you by comparing quotes from 25+ trusted lenders. Compare & save with Road Loans!

Flexible Finance to Get You Moving

No matter your lifestyle or budget, RoadLoans connects you with finance options that put you in the driver’s seat. We partner with a network of reputable lenders offering a range of flexible car finance solutions — from low-rate loans to tailored repayment plans. Whether you’re after your first car, upgrading to something bigger, or buying for your business, we can help you find finance that works for you.

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Experienced consultants

Our consultants have decades of combined experience and knowledge seeking out the best loans available.

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Reputed lenders

With over 25 reputable lenders counted amongst our panel, you’ll have more options to help you secure a great deal.

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Fast approvals and settlements

From the point you submit your initial application to taking ownership of your vehicle can take as few as 48 hours.

Our car loan application process

Bad Credit Car Loans Process

Get a quick quote and apply

First, get a free finance quote with us. You can choose to submit your initial application afterwards to tell us more about you as a borrower.

Speak with your consultant

Once we have your application, your consultant can get to work comparing your options. They’ll be in touch with you to discuss which is best for you.

Have your application submitted

After you confirm your preferred finance offer, your consultant will prepare your formal application for approval in line with your lender’s requirements.

Get approved and sign your loan contract

You can receive formal approval within one business day, after which you can sign and return your contract so you can take ownership of your new vehicle.

Our range of finance options

Car loans

Borrow up to 100% of the cost of your vehicle purchase and access competitive interest rates when you apply for car finance with us. Get a no-obligation quote today.

Equipment finance

It’s not just about vehicle finance, though. If you want to purchase an expensive piece of equipment or machinery for your business, there are specialist solutions available.

Leisure finance

If you’re looking for a new boat to get out on the water, a motorbike to cruise up and down the coast or a caravan to explore the beauty of Australia with your family, we can help.

Personal loans

Personal loans are highly useful for a diverse range of needs, whether you’re looking to consolidate outstanding debts, cover repairs around the house or fund your next getaway.

Chattel mortgages

Purchase a vehicle for your business with a chattel mortgage to help manage your loan payments and take advantage of GST savings and the various tax benefits it has to offer.

Bad credit car loans

Even if your credit score isn’t the best, we can still help you access car finance to help you buy your next car through flexible lending partners from around Australia.

Some of our partners